财政援助计划
Eligibility for financial aid is based on the results of the Free Application for Federal Student Aid (FAFSA) form. To find the U.S. Department of Education's general information on student aid, visit www.studentaid.gov. 秘鲁州立学院提供以下援助项目。
资助
与贷款不同，助学金不需要偿还。 资助 are awarded to undergraduate students with exceptional financial need. Students who have already earned a bachelor’s degree are not eligible for grants, with the exception of the TEACH grant. Grant eligibility is based on family income, family size, assets, and other information submitted on the FAFSA form.
- 联邦佩尔助学金-联邦佩尔助学金是基于需求的。 It is awarded to eligible undergraduates, who have an Expected Family Contribution (成立分公司) up to $6,656 as calculated by 2023/2024年FAFSA. 2023/2024学年佩尔助学金估计最高为7395美元。
- 联邦补充教育机会补助金（FSEOG） 这是一个由联邦政府资助的项目，面向有特殊需要的本科生。 学生必须符合佩尔助学金资格。 资金非常有限。
- 内布拉斯加州机会补助金（NOG） - This is a state grant and students must be a Nebraska resident, attending a Nebraska postsecondary institution, and meet the 成立分公司 requirement.
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学院及高等教育教师教育资助补助金（TEACH） – This is a federal grant available to Undergraduate and 研究生 students, completing their degree in education. Students must be enrolled in eligible programs and have earned a cumulative GPA of at least 3.25, or score above the 75th percentile on one or more portions of a college admissions test. Students must complete the TEACH Grant initial and subsequent counseling, and sign an Agreement to Service (ATS).
贷款
Federal Direct Loan Programs- Several loan programs are available to assist students with the cost of their education. 访问 www.studentaid.gov to find the U.S Department of Education’s information on your federal loan history, enrollment and repayment status, lenders and loan servicer(s). The following loan programs are available:
- 大学生补贴贷款 -根据经济需要颁发。 Interest on subsidized loans is paid by the federal government while a student is enrolled at least half-time. Repayment begins six months after graduation or when your enrollment drops below half-time.
- 本科生无补贴贷款 -不以经济需要为基础。 Students accrue interest from the time the loan is disbursed until it is paid in full. Students may opt to allow the interest to accumulate while you are in school. The interest will be added to the principal of the loan. Repayment begins six months after graduation or when your enrollment drops below half-time.
- 毕业生无补贴贷款 -不以经济需要为基础。 Students accrue interest from the time the loan is disbursed until it is paid in full. Students may opt to allow the interest to accumulate while you are in school. The interest will be added to the principal of the loan. Repayment begins six months after graduation or when your enrollment drops below half-time.
首次学生贷款借款人必须填写 入学咨询并签署联邦直接贷款主本票
All Federal 贷款 (subsidized, unsubsidized, and Parent PLUS) must be accepted by the student and originated with the Department of Education before the end of the term of enrollment.
每年的最高限额如下：
依赖学生
Freshman - $5,500
Sophomore - $6,500
Junior/Senior 2nd BA - $7,500
Post 研究生 Undergrad Teacher Certificate - $7,500
研究生 - $20,500
独立的学生
Freshman - $9,500
Sophomore - $10,500
Junior/Senior 2nd BA - $12,500
Post 研究生 Undergrad/研究生 Teacher Certificate - $12,500
研究生 - $20,500
- 联邦PLUS贷款（适用于父母） – 利率
Parents of undergraduates can apply for a federal loan in the parent’s name to help
fund educational costs. PLUS loans are credit based and a credit check will be performed
by the U.S. Department of Education. Repayment begins immediately after it is fully
disbursed. You may request a deferment while your student is enrolled at least half-time
and for an additional six months after your student graduates, leaves school, or drops
below half-time status.
联邦PLUS贷款借款人必须填写：
家长PLUS贷款申请及签署主本票
另类/私人教育贷款
Alternative private loans are offered through a lending institution and are not a
part of federal student aid programs. Interest rates and fees for private loans vary
between lenders and are typically based on the credit of the borrower and cosigner.
It is the responsibility of the student to research and understand the implications
of borrowing an alternative educational loan. Keep in mind that alternative loans,
along with other aid and educational resources, can never be more than the cost of
attendance.
We strongly encourage students to file a 免费申请联邦学生援助（FAFSA） to determine their eligibility for federal student aid and 联邦直接贷款 before considering alternatives. While there is a great range of private educational
loans available, we do not recommend alternative loans in most cases, as they do not
have the beneficial aspects of Federal Direct Loan programs. If you need to pursue
a private loan, make sure you research lenders and get all the facts.
To compare alternative loan lenders, Peru State uses 榆树选择 . 这使得学生可以比较各种不同的贷款。 These are the most used
lenders by our students and this is not a preferred lender list. Students are encouraged
to compare these loans with one another, as well as with alternative student loan
products offered by other lenders. Students have the right to use a lender that is
not listed at 榆树选择 .
勤工助学
The Federal 勤工助学 Program is a need-based financial aid program that provides
part-time employment for students. The program helps students meet their educational
expenses by working rather than incurring a heavy burden of student loan debt. In
addition, the program can provide valuable work experience. Please visit 学生就业bbb联邦工作研究 for available work-study positions.
奖学金
秘鲁州立学院提供各种各样的奖学金。 Awards are based on academic
achievement, financial need, leadership and special abilities (athletics, art, music).
Please visit the 奖学金页面 for 太阳城集团官方网站 scholarships. There are several external scholarship sites
we recommend students to pursue. To avoid being a victim of a scholarship scam, students
and their families should keep in mind the following tips:
*Typically scholarship applications do not require your social security number.
*如果你必须付钱才能得到一些钱，这可能是一个骗局。
*如果一件事听起来好得令人难以置信，那它很可能是真的。
*不要花超过一张邮票的钱去获取奖学金信息。
*没人能保证你会获得奖学金。
*合法的奖学金基金会不收取申请费。
请访问以下免费的个性化奖学金搜索网站：